If your roof took a beating during the last hailstorm, you’re not alone. In Larimer County, hail and storm damage are a regular reality. But here’s what many homeowners don’t realize: delaying a new roof installation can cost more than just comfort. It can impact your insurance claim, lower your home’s value, and open the door to hidden structural damage.
You don’t need to panic. But you do need to act.
This guide covers everything you should know about getting a new roof installed after a storm, especially if you live in Fort Collins, Loveland, or anywhere else along the Front Range.
Signs You Might Need a New Roof, Not Just Repairs
Some damage isn’t fixable. Here’s how to tell if it’s time for a full replacement:
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Large areas of missing shingles
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Soft spots or sagging roof deck
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Repeated leaks even after patching
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Granule loss that exposes shingle matting
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Widespread hail dents or cracks
If you’re seeing any of these signs, a patch job won’t hold. You’re likely better off with a full replacement, and your insurance may agree. Schedule a Free Roof Inspection to get clear answers fast.
Why You Shouldn’t Wait
After major storms, roofers across Larimer County get booked fast. Delaying your installation could mean:
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Longer wait times
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Complications with insurance timelines
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Higher chances of interior damage (like mold or drywall stains)
On Target Roofing keeps emergency slots open for post-storm inspections. But even then, the sooner you act, the more control you keep.
What to Expect During New Roof Installation
Here’s a quick look at the process, so you’re not left guessing:
1. Inspection & Insurance Coordination
Our team checks for visible and hidden damage. We also document everything to help with your insurance claim.
2. Material Selection & Scheduling
You choose from durable options that hold up in Colorado weather. We walk you through the timeline and what to expect.
3. Tear-Off and Prep
We remove the old roof, protect your landscaping, and prep the deck.
4. Installation
We install underlayment, flashing, shingles, and vents—all in line with local code and manufacturer specs.
5. Final Cleanup & Walkthrough
No nails left behind. We walk the site with you to answer questions and confirm everything’s done right.
🔗 Learn more: Residential Roof Replacements
Financing Your New Roof: You Have Options
A storm doesn’t care about your budget. That’s why we offer financing plans that keep things affordable. Many homeowners don’t realize:
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You can start the project before insurance pays out
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We work directly with insurance adjusters
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Zero-interest options may be available for qualified homeowners
Don’t assume you have to pay everything upfront. Ask us what’s possible.
Warranty Protection That Means Something
Every roof we install comes with a manufacturer warranty. But we go further. On Target Roofing offers a workmanship guarantee, which means:
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If something goes wrong due to installation, we fix it
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You’re not left dealing with finger-pointing between manufacturers and contractors
🔗 See Our Storm Damage Roofing Services
Questions to Ask Before Hiring Any Roofer
Not all roofing companies follow through. Ask:
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Are you familiar with Larimer County building codes?
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Do you offer both material and workmanship warranties?
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Can you help me navigate insurance paperwork?
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How soon can you start installation?
If they dodge or delay, move on.
Why Larimer County Trusts On Target Roofing
We live and work where you do. Here’s what sets us apart:
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Fully licensed and insured
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Deep experience with hail and wind claims
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Local references available
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Clean job sites, clear communication, and no shortcuts
You don’t have to gamble on a contractor from out of town. We’re here, year-round.
Ready for a New Roof? Start Here
Protect your investment with a professional assessment from Northern Colorado’s roofing experts. We’ll identify potential issues before they become expensive repairs. 100% free, no strings attached.
Don’t Wait for Small Damage to Turn Big
Whether you’re in Fort Collins, Loveland, or anywhere in Larimer County, minor roof damage after a storm can lead to major repairs if left unchecked. Getting a new roof installation may feel overwhelming, especially when you’re sorting through insurance claims, timelines, and contractor quotes, but you don’t have to figure it out alone.
On Target Roofing is here to guide you through every step, from your free inspection to final cleanup. Not sure if you need a full replacement? Wondering how long installation takes or what your insurance will cover? Visit our FAQs for honest answers to the questions homeowners ask most, or reach out directly.
When the next storm hits, you’ll be glad your roof was done right.